Mortgage Rates in Google Sheets & Excel — =VERVE("mortgagerate", "30year")

What this pulls

Track US mortgage rates from a cell. =VERVE("mortgagerate", "30year") returns weekly Freddie Mac fixed rates, auto-refreshing — Sheets or Excel.

It's one of 300+ live sources you reach with a single =VERVE()function — served from APIVerve's production data engine, billed at 1 credit per resolved cell, and refreshed on whatever cadence you set. No API keys to wrangle, no scripts, no exports.

See it in a cell

A real example — these inputs, and the values they land in your sheet.

mortgagerate.xlsxlive

B1fx=VERVE("mortgagerate", "30year", 2023, 6)

Rate Type

30year

Name

30-Year Fixed Rate Mortgage

Term

Type

fixed

Country

Year

2023

Example resultpulled live from APIVerve1 credit / cell

Ways to use it

Live financial model

Drop =VERVE("mortgagerate", "30year") into a cell and your model reads the latest number every refresh — no more pasting figures from a browser tab into a stale sheet.

Track a whole watchlist

Fill a column beside your list of tickers or currencies and every row updates together, so a hundred-row watchlist stays current on its own.

Dashboards that don't rot

Point a chart at the cell =VERVE("mortgagerate", "30year") feeds and the chart re-draws as the data moves — a finance dashboard that's live instead of a Monday-morning snapshot.

Use it in your sheet

The same function works in both apps — install once, sign in with your key, and type it into any cell.

Google SheetsAdd-on

Install from the Workspace Marketplace, then drop the formula into a cell. Autocomplete suggests the source and its fields.

=VERVE("mortgagerate", "30year")

Microsoft ExcelAdd-in

Same function, same arguments, same key — in Excel on desktop, the web, or mobile. Drag to fill a whole column.

=VERVE("mortgagerate", "30year")

Fields you can pull

Add a field name as the last argument to land just that value in the cell.

Rate Type=VERVE("mortgagerate", "30year", "rateType")
Name=VERVE("mortgagerate", "30year", "name")
Term=VERVE("mortgagerate", "30year", "term")
Type=VERVE("mortgagerate", "30year", "type")
Country=VERVE("mortgagerate", "30year", "country")
Year=VERVE("mortgagerate", "30year", "year")
Month=VERVE("mortgagerate", "30year", "month")
Count=VERVE("mortgagerate", "30year", "count")

Mortgage Rates, answered

Everything you need to wire it into a sheet.

How do I pull Mortgage Rates into a spreadsheet?

Install the VerveSheets add-on, sign in with your key, and type =VERVE("mortgagerate", "30year") into any cell. The same function works in Google Sheets and Excel — no scripts, no API wiring.

How many credits does each Mortgage Rates cell cost?

Each resolved cell costs 1 credit. Filling a column of ten rows costs ten times that; a cell only re-bills when it actually refreshes, so a static sheet doesn't keep charging.

Can I fill a whole column at once?

Yes. Reference a range instead of a single cell — e.g. point Mortgage Rates at A2:A50 — and it returns a value for every row in one call, or just drag =VERVE("mortgagerate", "30year") down like any spreadsheet function.

Does Mortgage Rates work in Excel as well as Google Sheets?

Yes. It's the same =VERVE() function with the same arguments and the same key in both — build a sheet in one and it behaves identically in the other.

How current is the data?

Mortgage Rates is served live from APIVerve's production data engine, and cells recalculate on the refresh cadence you choose — every open, hourly, or every 30 minutes. It draws on 50+ years of data and refreshes on the schedule you set.

Where does the data come from, and what shows on my bill?

VerveSheets runs on APIVerve, our production data engine; Mortgage Rates is one of 300+ sources on the same key. Invoices and card statements show APIVERVE.

Mortgage Rates

Live financial model

Track a whole watchlist

Dashboards that don't rot

Mortgage Rates, answered

Put Mortgage Rates in your next spreadsheet. Add the extension, paste the formula, and the cell keeps itself current.

Scaling up?